Avoiding Financial Disaster in 2014!

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I got this from my mentor @deoluakinyemi. It speaks directly to couples and teaches them to plan their year together.

1.Wealthy people spend quality time planning financially for the year, poor people think they have nothing and don’t plan.

2.Wealthy people have escrow accounts, poor people don’t even know what it is.

3.Wealthy people spend quality time with their spouses planning for the year, poor people don’t, they are happy to go to crossover night only.

4.Wealthy people have money that is safe from them, poor people can access all the money they have within two weeks.

5.Wealthy people have rules governing their money, poor people answer all the needs that come to them.

6.Wealthy people need to plan their expenses, poor people are spontaneous.

7.Wealthy couples carry each other along, one is not income, while the other stays as expense. Poor couples work against each other without knowing.

8.Wealthy couples review their financial progress weekly, haven set goals together, poor couples just coast along.

9.Wealthy couples – wives know what their husbands are doing, poor couples – wives are ignorant.

10.Wealthy husbands have what can generate income when they are dead, poor husbands are only valuable alive.

11.Wealthy couples know which spouse can keep track of family account, poor couples don’t know their strengths of weaknesses.

12.Wealthy couples have done a financial assessment before, poor couples don’t have any statement that shows their financial health.

13.Wealthy couples have coaches or mentors, poor couples have neither.

14.Wealthy couples are excited by an opportunity to seat down with other families and evaluate their finances, poor couples shun guidance and end up spending their 2014 exactly like 2013.

As a couple, plan your 2014 to be very different and more effective than your 2013. Even if the year has gone 10 days don’t be left out in planning for 2014 effectively.

Have a great year.

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You Are Who Your Friends Are

It is important to start the new year right and starting with developing your inner circle of friends can lead one to develop very positive habits. These habits in turn can make one successful. I came across this post written by Jack Canfield and enjoyed its content. I hope you learn from it too.

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It’s important to acknowledge the power of a positive attitude. This goes not only for yourself, but also for the people you surround yourself with. 

Attitudes are catchy. Whether they’re positive or negative, they’re rubbing off on you. If you’re around people who complain, judge, spread negative gossip, blame others, and play victim roles, chances are you do, too.

Continue reading You Are Who Your Friends Are